Description:
The nationwide door-to-door survey, carried out in every other
year, aims at collecting micro-level information about household finances. The
survey content includes real estate assets and financial assets, debts and credit
constraints, income, consumptions, social security and insurance, intergenerational
transfer payments, population demographics, employment and related information
like payment habits. And the micro-level household financial data has contributed
to economic academic research and policy making with its consistently careful
tracking and portrayal of finance. The China Household Finance Survey has details
about many aspects, and CHFS has built a fundamental micro-level database for
society to share and study together.
The Center carried out its first survey in 2011 and released the data one year
later, having great impact on society. In China, research on household finance has
not started until recently. Therefore, the findings of CHFS have just filled the void
in academic research on this area. The research significance has been beyond the
academic circle and produced widespread social benefits. The date published by the
Center has garnered great interest in academic circle and led to a series of research
achievements. As for social benefits, the Center has been engaging in studying and
discussing China’s major policy issues like real estate market regulation, income
distribution, economic transition, urbanization, and etc.
Agricultural Bank of China is one of the major suppliers of comprehensive
financial service in China. With overall business types, vast distribution network and advanced technological platform, it provides the clients with financial services
in various areas including commercial banking, investment banking, fund management, financial lease, and life insurance, etc. It has already become a first-class
and modern commercial bank that is oriented to agriculture, involved in urban-rural
collaborative development and international growth and offering diversified services.